Disclaimer of Liability

As conditions or methods of use are beyond our control, Carmody does not assume any responsibility and expressly disclaim any liability for any use of this material. Information contained herein is believed to be true and accurate, but all statements or suggestions are made without warranty, expressed or implied, regarding accuracy of the information, the hazards connected with the use of the material or the results to be obtained from the use thereof. Compliance with all applicable federal, state and local laws and regulations remains the responsibility of the user.